The topic of worker heat exposure has made headlines across the country in recent years. In January of this year, OSHA leveled a fine of $149,664 for violations of the General Duty Clause in response to the 2018 death of a California Postal Worker.

Debt is a general concept that we all seem to understand from a financial perspective. Likely most have incurred or are currently incurring some form of financial debt -- for example, a car payment, mortgage, or a student loan.